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First State Bank has the checking account that is right for you! We offer several different types of accounts to better meet your banking needs. Take a moment to review the account that is best suited to you and then contact us, or request more information from First State Bank.

Fee Schedule
Current Rates

Consumer and Sole Proprietor Accounts and Business Accounts Value Classic Secure Secure Plus
No minimum balance required to open account N/A N/A N/A
Minimum balance to avoid service charge N/A $600.00 $2,500.00
Monthly Service Charge if minimum balance not maintained N/A $7.00 $8.00
Interest Bearing No No Yes
Free ATM/Visa debit card Yes Yes Yes
First order of personalized checks free No No Yes
Free E-statements Yes Yes Yes
Free paper statement with images * No Yes Yes
Free Online Banking Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Remote Deposit Capture Available – fees apply Yes Yes Yes
Free Bill Pay Yes Yes Yes
Person-2-Person Payments (IPAY, P2P) – fees apply Yes Yes Yes
Free ID-Theft Protection No Yes Yes
Free Cellular phone insurance No Yes Yes
Free Official Checks limit 4 per month No No Yes
Overdraft Protection Available Yes Yes Yes

* Value Checking requires e-statements

Business Accounts Value Business Class Business Secure-Plus Business
No minimum balance required to open account N/A N/A N/A
Minimum balance to avoid service charge N/A $600.00 $2,500.00
Monthly Service Charge if minimum balance not maintained N/A $7.00 $8.00
Interest Bearing No No Yes
Free E-statements Yes Yes Yes
Free paper statement with images * No Yes Yes
Free Online Banking Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Free Bill Pay Yes Yes Yes
Free Official Checks limit 4 per month No No Yes
Overdraft Protection Available Yes Yes Yes
Remote Deposit Capture Available – fees apply Yes Yes Yes

 

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