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First State Bank has the checking account that is right for you! We offer several different types of accounts to better meet your needs. Take a moment to find the account that is best suited to you and then contact us, or request more information from First State Bank.

Our Tiered Rate NOW Account provides you with the opportunity for greater earnings potential each month when your average daily balance for the statement cycle meets one of the balance tiers. The balance tiers and current rates are available by accessing “CURRENT RATES”.

Basic Checking Accounts
Tiered Rate NOW Accounts
Fee Schedule
Current Rates

Basic Checking Accounts
  • NO minimum balance requirement.
  • Convenient Access with First State Bank’s ATM or Visa Debit card.
  • No monthly maintenance fee for qualifying fulltime students.
  • Maintaining higher balance will offset service charges.

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Tiered Rate NOW Accounts
  • Ability to make payments and earn interest.
  • $1000.00 minimum balance required.
  • First 20 withdrawals per statement cycle are at NO CHARGE.
  • Competitive interest rates.
  • Convenient access with First State Bank’s ATM card or Visa Debit card.
  • For a listing of CURRENT RATES, click here .
(Full disclosure of all account terms, conditions, and fees will be made
to the customer at the time of opening the account or by request.)

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