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At First State Bank, we realize that every person has individual, unique preferences and needs. That is why we offer a wide selection of products and services to choose from. Our knowledgeable and experienced loan officers are here to provide the financial expertise you need. We invite you to visit with us about how we can provide financing to suit your needs and design flexible repayment terms to fit your budget. Please look through the various loan products we offer, then contact us.

Consumer Lending
Real Estate Lending
Agricultural and Commercial Lending
Downloadable Forms


Consumer Lending
  • Personal Loans
  • Automobile Financing
  • Home Equity Loans
  • Home Equity Lines of Credit
  • Nebraska Energy Loans for furnaces, air conditioners, siding, windows, etc.

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Real Estate Lending
  • Farm and Business Real Estate Loans
  • Flexible variable and fixed rate loans at competitive terms.
  • Residential Real Estate Loans
  • Housing loans for purchase, refinancing, and construction
  • Home Equity Loans and Home Equity Lines of Credit.

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Agricultural and Commercial Lending
  • Farm or Business Operating Loans
  • Operating Lines of Credit
  • Equipment Loans
  • Livestock Loans
  • Feeder Finance Programs
  • FSA Guaranteed Loan Programs
  • SBA Guaranty Loans

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Downloadable Forms

As a convenience, First State Bank is providing forms that are available for you to download onto your computer. To view these forms, you must have Adobe Acrobat Reader installed on your computer. You can get the latest version of the reader from the Adobe Internet site by clicking here.

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NOTICE: 1st State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - 1st State Bank is not responsible for the content. Please contact us with any concerns or comments.