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Placing your money in a First State Bank Savings Account earns you interest while providing your investment with protection, stability, and flexibility. You have the freedom to access your money when it is convenient for you, and there’s no penalty for withdrawing your funds.

Our Tiered Rate Money Market Account provides you the opportunity for greater earnings potential each month when your average daily balance for the statement cycle meets one of the balance tiers. The balance tiers and current rates are available by accessing “CURRENT RATES”.

Passbook Savings
Tiered Rate Money Market Accounts
Health Savings Accounts
Current Rates
Fee Schedule


Passbook Savings
  • Balances as low as $5.00 will earn interest.
  • Interest earned from date of deposit until the date of withdrawal.
  • Convenient access with First State Bank’s ATM Card.
  • Ideal account for any size of balance.

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Tiered Rate Money Market Accounts
  • Designed for high-balance savings customers.
  • Minimum balance of $5000.00.
  • Higher interest rate than traditional savings accounts.
  • You may make 6 transfers from the account per statement cycle.
  • For a listing of CURRENT RATES, click here .

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Health Savings Accounts
  • Minimum balance to open account: $100.00
  • No monthly service charge
  • Annual fee of $20.00
  • First order of checks are free
  • Earns Interest - For a listing of CURRENT RATES, click here.
(Full disclosure of all account terms, conditions, and fees will be made
to the customer at the time of opening the account or by request.)

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