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BASIC CHECKING ACCOUNTS:

  • Monthly maintenance fee: $1.00
  • Fee per check/withdrawal paid per item: $0 .10
  • Every $100.00 in minimum balance earns credit back of; $0.10 (not to exceed the total service charge.)

TIERED RATE NOW ACCOUNTS:

  • Minimum Balance Fee: If your minimum balance falls below $1000.00 during a statement cycle a $5.00 fee will be charged.
  • Fee per withdrawal after first 20 withdrawals: $0.15.

TIERED RATE MONEY MARKET FUND ACCOUNTS:

  • Minimum Balance Fee: If the minimum balance falls below $5000.00 during a statement cycle a $5.00 fee will be charged.

HEALTH SAVINGS ACCOUNTS:

  • A Health Savings Account (HSA) is a tax-exempt custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents. For additional information please contact us.

THE FOLLOWING FEES APPLY TO ALL OF THE ABOVE MENTIONED ACCOUNTS:

  • There will be a fee of $20.00 for each check, draft, withdrawal in person or by any electronic means paid against insufficient funds.
  • There will be a fee of $20.00 for each check, draft, withdrawal in person or by any electronic means returned against insufficient funds.
  • Continuous overdraft fee every fifth day: $20.00
  • Stop payment fee: $10.00
  • Each deposited check returned: $2.00
  • Check printing fees vary depending on the style of check ordered.

TRANSACTION CARDS:

  • Foreign access fee $1.25
  • Replacement cards $10.00

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